Vida home loans
Get a mortgage from the team that finds your home.
Pre-qualify in about three minutes, see real monthly numbers, and get guidance in English or Spanish from application to closing day.
Why get your loan with Vida?
Clear numbers, up front
Your full monthly payment — taxes and insurance included — before you make an offer. No hidden fees, no surprises at closing.
Guidance in your language
Every call, document and checklist available in English or Spanish, with an advisor who explains each step.
One team, start to finish
The people who help you find the house also handle the loan, so your offer is stronger and nothing gets lost in a hand-off.
Loan options
A loan for where you are today.
Great for buyers with solid credit. Remove mortgage insurance once you reach 20% equity.
Flexible credit guidelines and a lower down payment, backed by the federal government.
For eligible veterans, service members and surviving spouses. No monthly mortgage insurance.
Virginia Housing and local programs can help with down payment and closing costs.
Minimums depend on credit, property and program eligibility. Not all applicants will qualify.
How it works
Pre-qualify
Answer a few questions — about three minutes, no hard credit check.
Get pre-approved
Share your documents securely; our AI checklist tells you exactly what’s needed.
Make your offer
Shop with a pre-approval letter sellers trust, written by the team that knows your file.
Close and move in
We track every deadline and keep you updated until you have the keys.
Our lending partner
Loans through Supreme Lending.
Mortgages are provided by Everett Financial, Inc. dba Supreme Lending (NMLS #2129), a national lender licensed in Virginia. You get one coordinated team: Vida guides the home search and the lender handles your application, approval and closing.
Everett Financial, Inc. dba Supreme Lending · NMLS #2129 · 14801 Quorum Dr., Suite 300, Dallas, TX 75254 · Equal Housing Lender · nmlsconsumeraccess.org
Common questions
No. Pre-qualification uses the information you share and does not run a hard credit check. A hard check happens only when you apply for pre-approval, and we’ll tell you before it does.
See what you qualify for — in about 3 minutes.
No hard credit check. No obligation. Just a clear starting point.
